Care Freedom Health Insurance

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Care Freedom Health Insurance

Care Freedom Health Insurance offers comprehensive coverage, flexible plans, and cashless treatment options for a worry-free healthcare experience.

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Details for Care Freedom Health Insurance

Care Freedom Health Insurance ensures stress-free healthcare with no pre-policy medical tests, coverage for pre-existing diseases, cashless hospitalization, and day-care treatments. Designed for seniors and individuals with health concerns, it provides financial security and peace of mind in medical emergencies.

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Sum Insured

3,00,000/- and 5,00,000/- Adult: 18 years and Child 91 days (floater) 7,00,000/- and 10,00,000/- – Eldest Insured Person: 46 years and Child 91 days (floater) & Other Adult: 18 years

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Age

Maximum: Adult Lifelong and Child 24 years

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Policy Terms

Not available

Age

  • Maximum: Adult Lifelong and Child 24 years

Tax Benefits

  • Tax benefits under section 80D of IT Act 1961

Waiting Period

  • 30 days initial wait period for all illnesses (except accidental injury)
  • 24 months wait period for named ailments
  • 24 months wait period for pre-existing disease
  • 2 years waiting period for pre-existing diseases

Copayment Deductibles

  • For customer age up to 70 years 20% of the claim amount has to be borne by you ,In case of renewal at age >=71 years 30% co-payment will be charged. Customer can pay extra premium to reduce the co-payment by 10%
  • For entry age > 70 years, 30% of the claim amount has to be borne by you , Reduction in co-payment not possible for customers entering at age>70 years

Renewability and Coverage

  • Lifelong renewability

Additional Benefits

  • No pre-policy medicals required for Policy Issuance
  • Annual health check-up for all insured adult members
  • Automatic recharge of Sum Insured
  • Coverage for companion benefit or consumable allowance
  • Ease of cashless treatment, claim settled directly by company

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